Posted on 02 February 2012. Tags: finances, Valentine
As you and your spouse celebrate Valentine’s Day over a candle-lit dinner, you may want to avoid romance-killing topics like, “Honey, let’s talk about our financial future.” But you really should have that conversation sooner rather than later to keep your relationship on a healthy footing.
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Posted in Finance
Posted on 24 January 2012. Tags: AA, AAA, Fixed Income
The first step to take in building the fixed-income portion of your portfolio is to filterer out investments that aren’t suitable for you. Factor in your goals, income needs, and time horizon.
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Posted in Finance
Posted on 11 January 2012.
Women increasingly marry later, have fewer children or remain childless, yet still are more likely to live in poverty, particularly single-mother families.
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Posted in Finance
Posted on 06 January 2012. Tags: CRA, Spousal Loans
Canada has a graduated income tax system in which not every dollar of one’s income is treated equally. For example, an individual earning $80,000 of income pays 0% tax on their 10,000th dollar of income, 20.06% tax on their 30,000th dollar of income and 32.5% on their 80,000th dollar of income.
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Posted in Finance
Posted on 28 December 2011. Tags: family harmony, legacy
No one wants to cause a war within their family as their legacy. The reality is, however, that family harmony can suffer when wealth is transferred to the next generation. Rifts among siblings and between family members and charities can last for decades or lifetimes.
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Posted in Finance
Posted on 05 December 2011. Tags: Jason Alderman, lost money
State treasuries and other government agencies are sitting on more than $33 billion in unclaimed assets. And that doesn’t include billions of dollars in unredeemed U.S. savings and treasury bonds, unclaimed pensions and income tax refunds returned to the IRS as undeliverable.
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Posted in Finance
Posted on 29 November 2011. Tags: Economy, portfolio, Tax Credit
Dividend-paying companies, therefore, offer you both the opportunity for growth in the form of increased share price and income in the form of dividends. Typically, the board of directors of a dividend-paying company will attempt to increase their dividends every year at the same rate.
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Posted in Finance
Posted on 23 November 2011. Tags: financial industry, Financial Windfalls, lottery, Money Talk, The Afro News, Troy Peart
Although it is quite rare to win a substantial amount of money in a lottery, many of the same elements are present when one receives a large inheritance. On the surface, one may think that large inheritances are equally as rare but given the current real estate values in the Greater Vancouver
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Posted in Finance
Posted on 08 November 2011.
Many types of professionals call themselves financial planners, but training and specialization vary widely – some are essentially salespeople. Common designations include: Certified Financial Planner, Certified Financial Consultant, Certified Public Accountant/Personal Financial Specialist and NAPFA-Registered Financial Advisor, but the list goes on.
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Posted in Finance
Posted on 02 November 2011. Tags: Canadian Education Savings, Grants
In today’s increasingly competitive work force, a post secondary education has become a progressively more important factor in determining one’s career path.
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Posted in Finance